TravelFinances.com Directory

Banco Popular Credit Card Contacts

TravelFinances.com — Mon, 14 Jan 2008 18:01:30 +0000

Customer Phone Number: 800-377-0800
Application Phone Number: NA
Corporate Phone Number: NA

Banco Popular Mailing Address:

Banco Popular North America
Internet Customer Service
9600 West Bryn Myar
Rosemont, IL 60018

Website: http://www.bancopopular.com

Online Account Access: http://www.bancopopular.com

Email Address: PopularNet@bpop.com

Company Information:

Banco Popular is an international bank with a range of financial service offering to North Americans including credit cards.

Types of Cards Issued: MasterCard

Cards Issued:

Banco Popular

Promotions and Online Application: NA

Wachovia Debit Card / ATM Foreign Transaction Fees

TravelFinances.com — Mon, 02 Jul 2007 17:44:20 +0000

Below are the fees assessed for using a Wachovia Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.

Wachovia Foreign Transaction Fee: 2%

Wachovia ATM Fee: $2

Special Circumstances: Fee is waived for some accounts. Wachovia charges and International Assessment Fee (ISA) on all foreign transactions regardless of whether currency is exchanged.

There are three questions to ask when determining ATM and debit card foreign transaction fees for a particular card: Does the bank charge a flat fee per transaction, do they charge a percentage of the withdrawal and do they add a fee for converting the currency. Finally, if the debit card carries the Visa or MasterCard logo, it is important to verify with your bank that the foreign transaction fee is the same when using the debit card as a credit card to make a purchase.

For the purposes of this directory we include the foreign currency transaction fee assessed when using the card at an ATM and the ATM fee charged by the bank issuing the debit card. We encourage readers to update listings with supplemental information as necessary. Readers should be well advised that the actual fees charged may be higher than the fees listed because of circumstances described above. With this in mind, it is always a good idea to call the bank before a trip to verify fee structures.

One Credit Card from American Express®

TravelFinances.com — Tue, 01 May 2007 22:00:52 +0000

American Express® Preferred Rewards Gold Credit Card

TravelFinances.com — Tue, 01 May 2007 21:45:10 +0000

First Year Fee-Free
Get 10,000 Bonus Membership Rewards points redeemable for Rewards right away
No pre-set spending limit
The Membership Rewards® program — a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines
Gold Card Events—exclusive access to tickets for select concerts, shows,
major sporting events, and more in cities nationwide
Purchase Protection Plan
Access to Gold Card Events
American Express Preferred Rewards Travel Service
Online Fraud Protection Guarantee
Global Assist® Plus Hotline and many more benefits included.

More Information

Chase Student Flexible Rewards Card

TravelFinances.com — Tue, 01 May 2007 21:00:13 +0000

FINDING YOUR STYLE ISN’T EASY, CHOOSING YOUR REWARDS IS.

Every purchase on your card earns you points towards free merchandise
or gift certificates with the Chase Flexible Rewards Card.

When you buy your clothes, gear and tunes why not choose to reward yourself?

Save with low introductory rates, get great cardmember benefits, and establish your credit history
at the same time. Apply Now!

0% Introductory APR on all purchases and balance transfers for up to 6 months*
1 point per eligible dollar spent in net purchases¹
No Annual Fee

Chase Platinum MasterCard®

TravelFinances.com — Tue, 01 May 2007 20:55:07 +0000

Your Choice. Your Chase.

Choose all the privileges of MasterCard Platinum, with NO interest for up to 12 months.* Apply Now!

0% Intro APR*
The time period for the introductory APR and the balances to which it
will apply will be based on our review of your application and credit
history¹
No Annual Fee
Flexible Rewards Program: Earn one point per eligible dollar spent². Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
Interest-free grace period when you pay your bill in full each month
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Chase PerfectCard™ MasterCard® — Gas Rebate Offer

TravelFinances.com — Tue, 01 May 2007 20:40:17 +0000

STREAMLINE YOUR WALLET. Earn rewards at any gas station to maximize your rebates! Choose the Chase PerfectCard™ MasterCard® and get:

6% rebates on ALL gas purchases at ANY gas station for the first 90 days¹
3% rebates on ALL gas purchases at ANY gas station after the first 90 days²
1% rebates on ALL other purchases made anywhere³
0% Intro APR*
The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
No annual fee

Chase Travel Plus Platinum Visa® Card Promotion

TravelFinances.com — Tue, 01 May 2007 20:30:52 +0000

Select your destination. Choose your travel rewards.
With Chase Travel Plus Platinum Visa® Card, your purchases will earn points that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises, and car rentals. Travel domestically or internationally with no blackout dates. Apply Now!

Earn 1 mile for every dollar in purchases¹
Redeem your points for flights, hotel stays, car rentals, cruises and more!
Choose from over 250 airlines without restrictions
0% Introductory APR* on purchases and balance transfers for up to 6 months**
The time period for the introductory APR and the balances to which it will apply will be based on our review of your credit history**
All this for a low yearly program fee of $29

Whether you plan to fly, drive or cruise - Chase Travel Plus Platinum Visa® card can take you there! Click here to apply now!

Blue from American Express® — Credit Card Offer

TravelFinances.com — Tue, 01 May 2007 19:05:19 +0000

Fee-Free Rewards Program
0% APR for up to 15 months
No Annual Fee
Low Balance Transfer APR - 4.99% Fixed APR for the life
of the balance.
Blue is your launch pad to standout shopping and
entertainment rewards and one-of-a-kind experiences.

More Information…

American Express® Airmiles®*Gold Business Card (Canada Only)

TravelFinances.com — Wed, 28 Feb 2007 18:50:36 +0000

American Express® Airmiles®*Gold Business Card

Uniquely tailored to meet the needs of small business, this Card not only gives you the purchasing power and customer support of American Express but also provides a fast way to earn AIR MILES reward miles. Add to this the convenience of carrying a balance, all with no annual fee.

Earn 1 AIR MILES reward mile for every $20 in purchases¹. AIR MILES rewards start at just 25 reward miles
No Annual Fee
Earn 100 Bonus AIR MILES reward miles the first time you use your Card²
Shop at any of the participating AIR MILES Sponsors at over 9,600 locations across Canada with your Credit Card and show your AIR MILES Collector Card, and you can earn reward miles from both
Simply by making your payments on time, you will receive a 3.99% interest rate on balance transfers in the first six months of Card membership and 18.5% on purchases and funds advances³
Credit limit of up to $50,000⁴
Optional Annual Management Report

Apply Now!
^{1. Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds Advances, Finance Charges, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles.}

Adaptée aux besoins des PME, cette Carte vous permet d’accumuler rapidement des milles de récompense AIR MILES tout en vous offrant le pouvoir d’achat et le service à la clientèle d’American Express. De plus, vous pouvez reporter un solde et vous n’avez pas à payer de cotisation annuelle.

Recevez 1 mille de récompense AIR MILES pour chaque tranche d’achats de 20 $¹. Vous pouvez obtenir une récompense AIR MILES contre seulement 25 milles de récompense.
Pas de cotisation annuelle
Obtenez 100 milles de récompense AIR MILES en prime la première fois que vous utilisez votre Carte²
Lorsque vous réglez vos achats avec la Carte de crédit AIR MILES American Express et présentez votre carte d’adhérent AIR MILES aux 9 600 établissements au Canada, vous pouvez toucher des milles à la fois avec votre carte d’adhérent et votre Carte de crédit.
En effectuant vos paiements à temps, vous bénéficierez d’un taux d’intérêt de 3,99 % sur les transferts de solde les six premiers mois suivant votre adhésion et d’un taux de 18,50 % sur les achats et les avances de fonds³
Limite de crédit pouvant atteindre 50 000 $⁴
Rapport de gestion annuel facultatif

Appliquez Aujourd’hui

Washington Mutual* Credit Card Currency Conversion / Foreign Transaction Fees

TravelFinances.com — Wed, 10 Jan 2007 04:42:32 +0000

Washington Mutual* charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.

Washington Mutual* International Foreign Currency Conversion Fee:

1% — Standard Rate Charged by Visa or MasterCard +
1% — Additional Rate Charged by Washington Mutual* +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
2-7% — Total Fee Charged

To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay Washington Mutual,* Visa/MasterCard, or merchant respectively for using this card internationally.

Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.

*Providian and Washington Mutual have merged.
**Visa and MasterCard are susceptible to “dynamic currency conversion” (DCC) fees charged by some international merchants which can add 3% or more to the total purchase. AmericanExpress cards cannot have “dynamic currency fees” added. The usual DCC fee added is between 3-5% but varies from merchant to merchant. Some merchants will not add DCC fees.

Blue Sky® from American Express — Air Miles Credit Card Offer

TravelFinances.com — Thu, 28 Dec 2006 19:20:30 +0000

Get Blue Sky®. Say Good-bye to Travel Reward Restrictions.

Redeem points to save on any airline, hotel, rental car or cruise - no blackout dates or travel restrictions
Earn 1 point for every dollar you spend
No blackout dates, no travel restrictions
No annual fee and 0% intro APR
World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection

Apply Now!

Miles Card by Discover

TravelFinances.com — Thu, 28 Dec 2006 18:23:00 +0000

Let your everyday purchases take you where you want to go with The Miles Card by Discover® Card enjoy a 0% Intro APR* on Purchases and Balance Transfers for 12 months. Plus, receive 12,000 Bonus Miles* and pay no annual fee. Earn one mile for every dollar you spend. Miles can be redeemed for airline tickets, cruises, vacation packages, merchandise, hotel and car rental certificates and more. There are no blackout dates with air travel rewards. Plus, you have a $0 Fraud Liability. APPLY NOW!

0% Intro APR* on Purchases and Balance Transfers for 12 months
12,000 Bonus Miles*
Earn 1 Mile for Every $1 You Spend
Choose Your Reward: Cash, Gift Cards or Travel
Fly Any Airline. Any Seat. No Blackout Dates.
No Annual Fee
$0 Fraud Liability Guarantee

The Discover® Open Road Card — A Gas Rebate Credit Card

TravelFinances.com — Wed, 27 Dec 2006 15:01:57 +0000

No other card rewards you like the Discover® Open Road Card. Enjoy a 0% Introductory APR* for Purchases and Balance Transfers for 12 months and earn 5% Cashback Bonus® on Gas purchases throughout the year and up to 1% Cashback Bonus® on all your other purchases*. Plus, for your peace of mind you’ll have a $0 fraud liability guarantee and pay no annual fee. You also have the option to DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 60 brand name partners. APPLY NOW!

0% Intro APR* for Purchases and Balance Transfers for 12 months
Full 5% Cashback Bonus® on Gas and auto maintenace purchases*
Up to 1% Cashback Bonus on all other purchases automatically*
Unlimited cash rewards that never expire
$0 Fraud Liability Guarantee
No Annual Fee
DOUBLE your Cashback Bonus® (turn $20 into $40) when you redeem for gift cards or certificates from many of our 70 brand name partners.

CitiGroup Debit Card / ATM Foreign Transaction Fees

TravelFinances.com — Wed, 20 Dec 2006 16:37:39 +0000

Below are the fees assessed for using a CitiGroup Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.

CitiGroup Foreign Transaction Fee: 3% (Possible rate skewing as high as 6% — see comments below)
CitiGroup ATM Fee: $1.50

Special Circumstances: No fee when used at bank branches.