Below are the fees assessed for using an HSBC debit card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.

HSBC Foreign Transaction Fee: 1%

HSBC ATM Fee: $1.50 Maximum

Special Circumstances: No fee when used at bank branches. Fee is waived for some accounts.

There are three questions to ask when determining ATM and debit card foreign transaction fees for a particular card: Does the bank charge a flat fee per transaction, do they charge a percentage of the withdrawal and do they add a fee for converting the currency. Finally, if the debit card carries the Visa or MasterCard logo, it is important to verify with your bank that the foreign transaction fee is the same when using the debit card as a credit card to make a purchase.

For the purposes of this directory we include the foreign currency transaction fee assessed when using the card at an ATM and the ATM fee charged by the bank issuing the debit card. We encourage readers to update listings with supplemental information as necessary. Readers should be well advised that the actual fees charged may be higher than the fees listed because of circumstances described above. With this in mind, it is always a good idea to call the bank before a trip to verify fee structures.