Navigating credit card rewards offers can be a tricky business. Often times, the better the rewards being offered, the worse the APR, fraud liability and card features. Gas credit cards are among the hardest rewards cards to sort out because of the varying rewards structures and the number of card issuers. It seems that nearly every gas station has some sort of “gas card” to offer these days. In this post, we’re going to take a detailed look at the four most popular gas rebate credit cards to help shed light on the best gas credit card in the industry. The four cards being considered are the Chase BP (British Petrol) Gas Card, the Chase Perfect Gas Rebate MasterCard, the American Express Blue Cash Rebate Card, and the Discover Platinum Gas Rebate Card. These are among the most popular, most competitive cards in the industry, so in terms of gas rebate cards these are the top of the line. That’s not to say that all the other gas cards are bad. However, when looking at cards issued by small banks or individual gas chains it is vital to consider a few factors: Is the card being considered a true “credit card”? Some gas stations issue cards that can only be used at a particular chain of stores. If it doesn’t carry the Visa, MasterCard, American Express, or Discover Card logo, it is very important to check fraud liability protection and repayment terms and conditions. If the card in question is a credit card, be sure to check the issuing bank and read the terms and conditions very carefully. Extremely high interest rates can easily cost significantly more than any savings on gas.

Each of the four cards discussed below has its merits. They are all issued by major banks, are true credit cards, and offer competitive interest rates. (More details…)