Below are the fees assessed for using an HSBC debit card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
HSBC Foreign Transaction Fee: 1%
HSBC ATM Fee: $1.50 Maximum
Special Circumstances: No fee when used at bank branches. Fee is waived for some accounts.
Update Listing (3)HSBC Credit Card Contacts
HSBC MasterCard:
Customer Service Phone Number: 888-385-8916
Customer Technical Support: 800-771-7293
Lost or Stolen Cards: 888-292-3629
Outside the U.S.: 1-716-841-7141
HSBC Union Plus:
Customer Service Phone Number: 800-771-7321
Customer Technical Support: 800-771-7293
Lost or Stolen Cards: 800-651-5116
Outside the U.S.: 1-702-243-1575
The GM Card:
Customer Service Phone Number: 800-771-7363
Lost or Stolen Cards: 800-374-0001
Corporate Phone Number: 847-564-5000
HSBC Credit Card Mailing Address:
HSBC Card Services
PO BOX 60102
City of Industry, CA 91716-0102
Website: http://www.hsbcusa.com/personal
Online Account Access: http://www.hsbcusa.com/personal
Email Address: NA
Company Information:
HSBC is a large, international bank with a variety of credit card options
Types of Cards Issued: Visa and MasterCard
Cards Issued:
The GM Card
Union Plus
HSBC MasterCard
Promotions and Online Application: NA
HSBC Foreign Currency Conversion / Foreign Transaction Fees
HSBC has different foreign transaction fees for the different cards issued by their bank. Some of their cards do not add fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Other of their cards do. Click here for more information about the fees collected by some credit card companies for making international purchases.
Below are the foreign transaction fees charged by some HSBC credit cards:
The GM Card:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by HSBC +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
The Union Plus Card:
1% — Standard Rate Charged by Visa or MasterCard +
0% — Additional Rate Charged by HSBC +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
1-6% — Total Fee Charged
Orchard Bank Credit Card:
1% — Standard Rate Charged by Visa or MasterCard +
0% — Additional Rate Charged by HSBC +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
1-6% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay HSBC, Visa/MasterCard, or the merchant respectively for using these cards internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
