Below are the fees assessed for using a Wachovia Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
Wachovia Foreign Transaction Fee: 2%
Wachovia ATM Fee: $2
Special Circumstances: Fee is waived for some accounts. Wachovia charges and International Assessment Fee (ISA) on all foreign transactions regardless of whether currency is exchanged.
CitiGroup Debit Card / ATM Foreign Transaction Fees
Below are the fees assessed for using a CitiGroup Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
CitiGroup Foreign Transaction Fee: 3% (Possible rate skewing as high as 6% — see comments below)
CitiGroup ATM Fee: $1.50
Special Circumstances: No fee when used at bank branches.
National City Corp. Debit Card / ATM Foreign Transaction Fees
Below are the fees assessed for using a National City Corp. Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
National City Corp. Foreign Transaction Fee: 2%
National City Corp. ATM Fee: $1.50
Special Circumstances: NA
Washington Mutual Debit Card / ATM Foreign Transaction Fees
Below are the fees assessed for using a Washington Mutual Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
Washington Mutual Foreign Transaction Fee: 1%
Washington Mutual ATM Fee: $3
Special Circumstances: NA
HSBC Debit Card / ATM Foreign Transaction Fees
Below are the fees assessed for using an HSBC debit card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
HSBC Foreign Transaction Fee: 1%
HSBC ATM Fee: $1.50 Maximum
Special Circumstances: No fee when used at bank branches. Fee is waived for some accounts.

