Below are the fees assessed for using a Wachovia Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
Wachovia Foreign Transaction Fee: 2%
Wachovia ATM Fee: $2
Special Circumstances: Fee is waived for some accounts. Wachovia charges and International Assessment Fee (ISA) on all foreign transactions regardless of whether currency is exchanged.
Update Listing (0)Washington Mutual* Credit Card Currency Conversion / Foreign Transaction Fees
Washington Mutual* charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
Washington Mutual* International Foreign Currency Conversion Fee:
1% — Standard Rate Charged by Visa or MasterCard +
1% — Additional Rate Charged by Washington Mutual* +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
2-7% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay Washington Mutual,* Visa/MasterCard, or merchant respectively for using this card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
CitiGroup Debit Card / ATM Foreign Transaction Fees
Below are the fees assessed for using a CitiGroup Debit Card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
CitiGroup Foreign Transaction Fee: 3% (Possible rate skewing as high as 6% — see comments below)
CitiGroup ATM Fee: $1.50
Special Circumstances: No fee when used at bank branches.
International Destinations Where Discover Card is Accepted
Discover card has one of the lowest international transaction fees around….a whopping 0%. That’s right they do not charge ANY fees for international purchases made in a foreign currency or international purchases made in U.S. dollars. Unlike cards issued by Visa and MasterCard, Discover’s cards cannot have dynamic currency conversion fees added by the merchant. Discover also fully, transparently and openly discloses the exchange rate used to make the foreign purchase prominently on the monthly credit card statement. In addition to non-existent fees, Discover offers some of the most attractive rewards programs in the industry and touts fantastic customer service. So why isn’t everybody using Discover Cards to make international purchases when traveling? (More details…)
HSBC Debit Card / ATM Foreign Transaction Fees
Below are the fees assessed for using an HSBC debit card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
HSBC Foreign Transaction Fee: 1%
HSBC ATM Fee: $1.50 Maximum
Special Circumstances: No fee when used at bank branches. Fee is waived for some accounts.
Emigrant Direct Foreign Transaction Fee / Foreign Conversion Fee
Emigrant Direct’s credit card is issued by Juniper Bank who charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The Emigrant Direct Juniper Bank Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
1% — Additional Rate Charged by Juniper Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
2-8% — Total Fee Charged (More details…)
Juniper Bank Foreign Transaction Fee / Foreign Conversion Fee
Juniper Bank charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The Juniper Bank Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
1% — Additional Rate Charged by Juniper Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
2-8% — Total Fee Charged (More details…)
BankOne* Credit Card Foreign Transaction Fee
BankOne* charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
BankOne* International Foreign Currency Conversion Fee:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by BankOne* +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
First USA* Credit Card Foreign Transaction Fee
First USA* charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
First USA* International Foreign Currency Conversion Fee:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by First USA* +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
Visa Credit Card Foreign Transaction Fees
In April 2005, Visa dropped the Multicurrency Conversion (MCC) fees that they were charging for making purchases abroad. They replaced the Multicurrency Conversion fee with an International Service Assessment (ISA) fee. What’s the difference? (More details…)
US Bank Currency Conversion / Foreign Transaction Fees
US Bank charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The US Bank Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by US Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay to your credit card company, Visa/MasterCard, or merchant respectively for using the card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
Bank of America Currency Conversion / Foreign Transaction Fees
Bank of America charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The Bank of America Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by Bank of America +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay to your credit card company, Visa/MasterCard, or merchant respectively for using the card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
Pulaski Bank Currency Conversion / Foreign Transaction Fees
Pulaski Bank charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
Pulaski Bank International Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by Pulaski Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay Pulaski Bank, Visa/MasterCard, or merchant respectively for using this card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
Chase Bank Foreign Currency Conversion Fees / Foreign Transaction Fees
Chase Bank charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
Chase Bank International Foreign Currency Conversion Fee:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by Chase Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay Chase Bank, Visa/MasterCard, or merchant respectively for using this card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
MBNA Foreign Currency Conversion Fees / Foreign Transaction Fees
MBNA* charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases. MBNA also charges the same fee below for making purchases in foreign countries that are already in US dollars.
MBNA* International Foreign Currency Conversion Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by MBNA +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay MBNA, Visa/MasterCard, or merchant respectively for using this card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
HSBC Foreign Currency Conversion / Foreign Transaction Fees
HSBC has different foreign transaction fees for the different cards issued by their bank. Some of their cards do not add fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Other of their cards do. Click here for more information about the fees collected by some credit card companies for making international purchases.
Below are the foreign transaction fees charged by some HSBC credit cards:
The GM Card:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by HSBC +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
The Union Plus Card:
1% — Standard Rate Charged by Visa or MasterCard +
0% — Additional Rate Charged by HSBC +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
1-6% — Total Fee Charged
Orchard Bank Credit Card:
1% — Standard Rate Charged by Visa or MasterCard +
0% — Additional Rate Charged by HSBC +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
1-6% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay HSBC, Visa/MasterCard, or the merchant respectively for using these cards internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
EverBank Currency Conversion / Foreign Transaction Fees
EverBank does not add fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The EverBank International Foreign Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
0% — Additional Rate Charged by EverBank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
1-6% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay Visa/MasterCard and merchants for using EverBank cards internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
Discover Card Currency Conversion / Foreign Transaction Fees
Discover Card is not widely accepted in foreign countries. That said, Discover Card does not charge additional fees for making purchases in foreign countries. IF Discover Card was accepted in other countries, it would therefore have the lowest foreign transaction fees on the market. Alas…
Click here for more information about the fees collected by some credit card companies for making international purchases.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
Diner’s Club Currency Conversion / Foreign Transaction Fees
Diner’s Club charges fees for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
Diner’s Club International Foreign Currency Conversion Fee:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by Diner’s Club +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay Diner’s Club, Visa/MasterCard, or merchant respectively for using this card internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
CitiBank Foreign Currency Conversion Fees
CitiBank charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
CitiBank International Foreign Currency Conversion Transaction Fee:
1% — Standard Rate Charged by Visa or MasterCard +
2% — Additional Rate Charged by CitiBank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
3-8% — Total Fee Charged
To determine the approximate fee you’ll be charged for making an international purchase take the total value of your foreign purchase and multiply it by the U.S. Dollar exchange rate. Take this figure and multiply it by the total transaction fee listed above. The final amount is what you will pay CitiBank, Visa/MasterCard, or merchants for using these cards internationally.
Special Offers from credit cards with LOW foreign transaction fees.
See chart of international conversion fees charged by other major credit card issuers.
