Below are the fees assessed for using an HSBC debit card at an ATM machine in a foreign country to withdraw currency. These fees only apply when using the debit card at an ATM machine in the debit card company’s network. Fees can be higher when using an out-of-network ATM machine. Please see this post for clarification between ATM foreign fees and ATM foreign transaction fees.
HSBC Foreign Transaction Fee: 1%
HSBC ATM Fee: $1.50 Maximum
Special Circumstances: No fee when used at bank branches. Fee is waived for some accounts.
ElitePlus Prepaid MasterCard® Card
Benefits
- No More Check Cashing Locations.
- Stop losing your Income ($$).
- Toll-Free Phone Support.
- Online and Offline Access.
- Take your card from Job-to-Job.
- Direct Deposit from your Employer.
- Low cost fees.
- Store your Money Safely.
- Easy to Purchase (POS).
- 24/7 ATM Access to Funds.
- No Credit Check or Bank Account Required
- No Security Deposits
- No Employment Verification
- Keep your Money safe – No more need for Money Orders or walking around with cash in your Pocket
- Pay your bills over the phone
- Eliminate check-writing hassles
- Avoid late-payment fees
- Save postage costs and time
- The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
- 24 X 7 On-Line Account Access
Wired Plastic™ Prepaid Visa® Card
Wired Plastic is the most advanced Prepaid Debit card available. It offers flexible pricing plans, an innovative Rewards Program and several convenient card loading options including; Free Direct Deposit, Bank Transfers and Instant Cash Loading at over 100,000 retail locations nationwide. With its powerful account management tools, cardholders can; use Click-n-Pay™ to schedule recurring monthly bill payments including rent, car payment, and utilities or use PersonalPay™ to send a check to anyone or transfer money to another account online or over the phone 24/7. They offer FREE customer service, online access, and wireless alerts. Plus you never pay NSF, overdraft or bounced check fees! Wired Plastic helps make your life easier! Apply Now!
- No Upfront Payment Required – Receive your new Visa card in as little as 3 days
- Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
- Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
- Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
- Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.
Emigrant Direct Foreign Transaction Fee / Foreign Conversion Fee
Emigrant Direct’s credit card is issued by Juniper Bank who charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The Emigrant Direct Juniper Bank Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
1% — Additional Rate Charged by Juniper Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
2-8% — Total Fee Charged (More details…)
Juniper Bank Foreign Transaction Fee / Foreign Conversion Fee
Juniper Bank charges additional fees to those already charged by Visa or MasterCard for making purchases in foreign countries. Click here for more information about the fees collected by some credit card companies for making international purchases.
The Juniper Bank Foreign Transaction Fee Breakdown:
1% — Standard Rate Charged by Visa or MasterCard +
1% — Additional Rate Charged by Juniper Bank +
0-5% — Optional “Dynamic Currency Conversion” Fee** Added by Some Merchants =
2-8% — Total Fee Charged (More details…)
Orchard Bank MasterCard
Cardmembers enjoy the following benefits:
- Low and No Fee credit cards depending on your credit profile
- Competitive interest rates
- $0 Liability for any unauthorized charges
- 24-hour customer service online or by phone
- Free Online Bill Pay
- Lost and Stolen Card Protection
- Your MasterCard is accepted worldwide
- Cash Access everywhere MasterCard is accepted
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- More Information…
ING Direct Savings Account
Earn a high Annual Percentage Yield on an FDIC-insured savings account with no fees, required minimums or service charges… no matter how much you have on deposit.
The Orange Savings Account. Earn 4.35%. Great rates, no fees, no minimums. More Information…
Gold Delta SkyMiles® Business Credit Card from OPENSM the Small Business Team

The Gold Delta SkyMiles® Business Credit Card offers 15,000 Bonus SkyMiles® with your 1st purchase. Earn Always Double Miles® on things you already buy. Earn One SkyMile for virtually every other dollar you spend. First Year Fee-Free.
- First Year Free, plus 15,000 SkyMiles with your first purchase
- Always Double Miles in select categories
- Earn One Delta SkyMile for virtually every dollar you spend
SkyPoints™ Business Credit Card From Delta and American Express

- Save up to $50 on Delta airfare
— 3,000 bonus points with your first purchase — redeemable for up to $50 - No annual fee for the first year, a savings of $49
- Always Double SkyPointsTM in select categories
- Payment flexibility—pay in full or over time
Business Green Rewards Card from OPEN(SM) The Small Business Team
- Receive 5,000 bonus points on your first purchase
- No preset spending limit* or finance charges
- Earn One Membership Reward point for virtually every dollar you spend with no limits and no expiration dates
- Automaticdiscounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- Fee-free for the first year – a $95 savings



