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	<title>Travel Guide For Your Finances</title>
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	<link>http://www.travelfinances.com/blog</link>
	<description>Guide to the resources needed to manage money, credit cards, banks, and personal online finances effectively while traveling.</description>
	<pubDate>Sat, 19 Jan 2008 23:39:18 +0000</pubDate>
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			<item>
		<title>Questions about the proposed currency conversion fee settlement? You&#8217;re not alone.</title>
		<link>http://www.travelfinances.com/blog/index.php/2008/01/19/currency-conversion-settlement-questions/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2008/01/19/currency-conversion-settlement-questions/#comments</comments>
		<pubDate>Sat, 19 Jan 2008 23:39:18 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<category><![CDATA[CCF]]></category>

		<category><![CDATA[currency conversion fee]]></category>

		<category><![CDATA[foreign transaction fee]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2008/01/19/currency-conversion-settlement-questions/</guid>
		<description><![CDATA[There seems to be confusion about whether the refund offering is a scam or not. As readers have demonstrated, it&#8217;s not a scam &#8212; that is, if you&#8217;re receiving official information on the refund that is the same as is available at http://www.ccfsettlement.com/.
The questions keep rolling in, and I&#8217;ve responded to the most frequently asked [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2008/01/19/currency-conversion-settlement-questions/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Shrinking Pot?</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/22/the-shrinking-pot/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/12/22/the-shrinking-pot/#comments</comments>
		<pubDate>Sun, 23 Dec 2007 00:08:47 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Features]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<category><![CDATA[CCF]]></category>

		<category><![CDATA[ccfsettlement]]></category>

		<category><![CDATA[claim]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[currency conversion fee]]></category>

		<category><![CDATA[foreign transaction fees]]></category>

		<category><![CDATA[international]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[refund]]></category>

		<category><![CDATA[travel]]></category>

		<category><![CDATA[USA Today]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/22/the-shrinking-pot/</guid>
		<description><![CDATA[Last week USA Today reporter Laura Bly published an article about the Currency Conversion Fee (CCF) Settlement. The article, titled &#8220;Refunds on the way for many overseas travelers,&#8221; is definitely worth a read &#8212; not only because yours truly is quoted, but because she has asked a lot of probing questions and uncovered more details [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/12/22/the-shrinking-pot/feed/</wfw:commentRss>
		</item>
		<item>
		<title>CCF Settlement Lawsuit Extinguishes Hope for Others</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/10/ccf-settlement-lawsuit-extinguishes-hope-for-others/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/12/10/ccf-settlement-lawsuit-extinguishes-hope-for-others/#comments</comments>
		<pubDate>Tue, 11 Dec 2007 02:44:29 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
		
		<category><![CDATA[Features]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<category><![CDATA[CCF Settlement]]></category>

		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[lawsuit]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/10/ccf-settlement-lawsuit-extinguishes-hope-for-others/</guid>
		<description><![CDATA[Subject to final Court approval, a settlement has been reached in “In re Foreign Currency Conversion Fee Antitrust Litigation (MDL 1409).” If approved, this settlement extinguishes the many other cases now in process that question the legality of charging foreign transaction fees without proper disclosure. Forms available at ccfsettlement.com list these cases, in a fine [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/12/10/ccf-settlement-lawsuit-extinguishes-hope-for-others/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Real Deal &#8212; CCF Settlement Forms</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/07/the-real-deal-ccf-settlement-forms/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/12/07/the-real-deal-ccf-settlement-forms/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 17:01:24 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Features]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<category><![CDATA[ccfsettlement]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[foreign transaction fees]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/07/the-real-deal-ccf-settlement-forms/</guid>
		<description><![CDATA[I received a tidal wave of questions from readers this week after thousands of people received forms in the mail promising rebates for foreign transaction fees.  Some worried that the CCF Settlement forms  were part of an elaborate scam. Fueling fears were discrepancies in the forms.  Some forms asked for sensitive personal [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/12/07/the-real-deal-ccf-settlement-forms/feed/</wfw:commentRss>
		</item>
		<item>
		<title>CCF Settlement Tidal Wave</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comments</comments>
		<pubDate>Wed, 05 Dec 2007 23:43:20 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Features]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<category><![CDATA[ccfsettlement]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[currency conversion]]></category>

		<category><![CDATA[foreign transaction fees]]></category>

		<category><![CDATA[lawsuit]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/</guid>
		<description><![CDATA[I&#8217;m overwhelmed!!!  My inbox is flooded with questions pertaining to the CCF Settlement.  I&#8217;m sorry to say that I won&#8217;t have the time to reply to every single email, but I&#8217;m going to try to tackle the big questions in this post. First, I&#8217;m starting with a question I had when staring, mouth [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Foreign Transaction Fee Settlement Poll</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/04/foreign-transaction-fee-lawsuit-claims-poll/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/12/04/foreign-transaction-fee-lawsuit-claims-poll/#comments</comments>
		<pubDate>Wed, 05 Dec 2007 00:40:42 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Features]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<category><![CDATA[Polls]]></category>

		<category><![CDATA[CCF]]></category>

		<category><![CDATA[credit card]]></category>

		<category><![CDATA[foreign transaction fees]]></category>

		<category><![CDATA[lawsuit]]></category>

		<category><![CDATA[settlement]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/04/foreign-transaction-fee-lawsuit-claims-poll/</guid>
		<description><![CDATA[Over the last couple weeks more and more people have been receiving claims notifications for the CCF class action settlement.  Details about the case have been available to the public for over a year now, but the claim forms for the lawsuit changed in September.  Changes to the form include a new Easy [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/12/04/foreign-transaction-fee-lawsuit-claims-poll/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Commendable Comments!</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/09/17/commendable-comments/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/09/17/commendable-comments/#comments</comments>
		<pubDate>Mon, 17 Sep 2007 18:54:02 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Miscellaneous]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/09/17/commendable-comments/</guid>
		<description><![CDATA[There have been quite a few great comments, emails and updates lately, but I want to draw attention to few that offer some valuable insights to this issues that have been popular here lately:
First off, there have been some rumors that Capital One either has increased (or will soon increase) the amount they charge for [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/09/17/commendable-comments/feed/</wfw:commentRss>
		</item>
		<item>
		<title>What is the best website for booking air travel?</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/08/25/what-is-the-best-website-for-booking-air-travel/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/08/25/what-is-the-best-website-for-booking-air-travel/#comments</comments>
		<pubDate>Sat, 25 Aug 2007 22:34:08 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Airline Travel]]></category>

		<category><![CDATA[Polls]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/08/25/what-is-the-best-website-for-booking-air-travel/</guid>
		<description><![CDATA[Hardly a week goes by when I don&#8217;t hear another horror story about flying in the US.  Long lines, grumpy crews, flight delays, and overbooked flights are just a few of the issues.  But that still doesn&#8217;t seem to stop people from flying, and it certainly doesn&#8217;t stop them from looking for the [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/08/25/what-is-the-best-website-for-booking-air-travel/feed/</wfw:commentRss>
		</item>
		<item>
		<title>The Complex World of PayPal&#8217;s Foreign Transaction Fees</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/08/22/the-complex-world-of-paypals-foreign-transaction-fees/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/08/22/the-complex-world-of-paypals-foreign-transaction-fees/#comments</comments>
		<pubDate>Wed, 22 Aug 2007 22:34:41 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Foreign Transaction Fees]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/08/22/the-complex-world-of-paypals-foreign-transaction-fees/</guid>
		<description><![CDATA[I&#8217;ve been making some cross-border PayPal transactions recently for internet purchases.  I thought I had a pretty straight forward understanding of how their foreign transaction fees worked until I got some surprising numbers on my PayPal dashboard. So the investigation began &#8212; first to paypal.com to reread the fee schedule.  At the bottom [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/08/22/the-complex-world-of-paypals-foreign-transaction-fees/feed/</wfw:commentRss>
		</item>
		<item>
		<title>HSBC to Increase Foreign Transaction Fees?</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/07/09/hsbc-to-increase-foreign-transaction-fees/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/07/09/hsbc-to-increase-foreign-transaction-fees/#comments</comments>
		<pubDate>Mon, 09 Jul 2007 19:27:16 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Travel News]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/07/09/hsbc-to-increase-foreign-transaction-fees/</guid>
		<description><![CDATA[I received an interesting email from a reader detailing an exchange he had with HSBC about some upcoming changes to their foreign transaction fees.  Part of that email reads:
I spoke this morning with an HSBC customer service representative who informed me that the bank intends to increase its currency conversion fee to 3% from [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/07/09/hsbc-to-increase-foreign-transaction-fees/feed/</wfw:commentRss>
		</item>
		<item>
		<title>HSBC Launches New Credit Card With Low Foreign Fees, but There&#8217;s a Catch</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/07/05/hsbc-launches-new-credit-card-with-low-foreign-fees-but-theres-a-catch/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/07/05/hsbc-launches-new-credit-card-with-low-foreign-fees-but-theres-a-catch/#comments</comments>
		<pubDate>Thu, 05 Jul 2007 18:25:40 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/07/05/hsbc-launches-new-credit-card-with-low-foreign-fees-but-theres-a-catch/</guid>
		<description><![CDATA[Acting on another tip from a reader, I was pointed to a new credit card offer from HSBC.  In an attempt to reach out to the international traveler market, HSBC launched the HSBC Premier World MasterCard®.  On their website, the new card offers these benefits:
Shop with confidence across the globe, knowing that your card is [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/07/05/hsbc-launches-new-credit-card-with-low-foreign-fees-but-theres-a-catch/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Wachovia Set to Increase &#8220;International Service Assessment&#8221; Fee</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/07/02/wachovia-set-to-increase-international-service-assessment-fee/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/07/02/wachovia-set-to-increase-international-service-assessment-fee/#comments</comments>
		<pubDate>Mon, 02 Jul 2007 23:56:51 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Foreign Transaction Fees]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/07/02/wachovia-set-to-increase-international-service-assessment-fee/</guid>
		<description><![CDATA[I received a tip from a reader today that Wachovia is set to increase their international transaction fees by 1% to 2% next month. Thank you!
&#8220;Beginning August 1, 2007, we are changing the International Service Assessment fee to 2% and amending our Debit Card Agreement and Disclosure by adding the following provisions:
Service Charges
Contact Wachovia before [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/07/02/wachovia-set-to-increase-international-service-assessment-fee/feed/</wfw:commentRss>
		</item>
		<item>
		<title>US Eases Passport Restrictions. Canada Responds by Easing Passport Requirements.</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/06/08/us-eases-passport-restrictions/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/06/08/us-eases-passport-restrictions/#comments</comments>
		<pubDate>Fri, 08 Jun 2007 22:34:29 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Travel News]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/06/08/us-eases-passport-restrictions/</guid>
		<description><![CDATA[In a surprise move today, the US Federal Government eased passport restrictions by waiving the requirement that required American Citizens to have passports when reentering the country from Canada, Mexico, the Caribbean, and Bermuda.

The change should ease a long backlog of applications, triggered by the new rules, that had disrupted many summer vacations.
Under the new [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/06/08/us-eases-passport-restrictions/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Sell Your Credit History for $2500/mo &#8212; If You Dare!</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/06/04/sell-your-credit-history/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/06/04/sell-your-credit-history/#comments</comments>
		<pubDate>Mon, 04 Jun 2007 17:49:46 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Credit Reports]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/06/04/sell-your-credit-history/</guid>
		<description><![CDATA[A new credit card scheme (I refrain from calling it a scam because it&#8217;s not illegal yet), allows people with low credit scores to get instantly higher scores by purchasing a higher score from someone with a good credit score. The scheme takes advantage of a loophole in the way that reporting agencies calculate credit [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/06/04/sell-your-credit-history/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Feds Propose New Credit Card Disclosure Rules</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/05/29/feds-propose-new-credit-card-disclosure-rules/</link>
		<comments>http://www.travelfinances.com/blog/index.php/2007/05/29/feds-propose-new-credit-card-disclosure-rules/#comments</comments>
		<pubDate>Tue, 29 May 2007 19:33:06 +0000</pubDate>
		<dc:creator>Luke</dc:creator>
		
		<category><![CDATA[Credit Cards]]></category>

		<category><![CDATA[Features]]></category>

		<category><![CDATA[Foreign Transaction Fees]]></category>

		<category><![CDATA[Lawsuits]]></category>

		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/05/29/feds-propose-new-credit-card-disclosure-rules/</guid>
		<description><![CDATA[While recent class action lawsuits have forced credit card companies to more openly disclose fees and allowed people who have been charged foreign transaction fees to recover those payments, many credit card fees have remained dubious or difficult to decipher.  Finally, after 2 1/2 years of studying, the Federal Reserve Board has proposed sweeping [...]]]></description>
		<wfw:commentRss>http://www.travelfinances.com/blog/index.php/2007/05/29/feds-propose-new-credit-card-disclosure-rules/feed/</wfw:commentRss>
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