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	<title>Comments on: CCF Settlement Tidal Wave</title>
	<atom:link href="http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/</link>
	<description>Guide to the resources needed to manage money, credit cards, banks, and personal online finances effectively while traveling.</description>
	<pubDate>Sat, 17 May 2008 06:52:03 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.5.1</generator>
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		<title>By: Mary C Minton</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15308</link>
		<dc:creator>Mary C Minton</dc:creator>
		<pubDate>Sun, 20 Apr 2008 18:33:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15308</guid>
		<description>Oops -- I just answered my own question!  The CCF settlement website's FAQs included one which states that "Mastercard-branded" cards include CIRRUS (which appears on the reverse of my credit union card).  (I thought I had read all the FAQ's before, but perhaps not carefully enough.)  

The deadline is next month, so maybe this will help someone else.</description>
		<content:encoded><![CDATA[<p>Oops &#8212; I just answered my own question!  The CCF settlement website&#8217;s FAQs included one which states that &#8220;Mastercard-branded&#8221; cards include CIRRUS (which appears on the reverse of my credit union card).  (I thought I had read all the FAQ&#8217;s before, but perhaps not carefully enough.)  </p>
<p>The deadline is next month, so maybe this will help someone else.</p>
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		<title>By: Mary C Minton</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15307</link>
		<dc:creator>Mary C Minton</dc:creator>
		<pubDate>Sun, 20 Apr 2008 18:21:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15307</guid>
		<description>I have been trying to find out if my credit union ATM card usage overseas is eligible for the refund.   I learned that VISA or Mastercard handle the actual conversion transactions, although they have no logo on the card itself.  Does "branded" mean the card must have a Visa/Mastercard logo on the card?

Would appreciate some clarification on this.</description>
		<content:encoded><![CDATA[<p>I have been trying to find out if my credit union ATM card usage overseas is eligible for the refund.   I learned that VISA or Mastercard handle the actual conversion transactions, although they have no logo on the card itself.  Does &#8220;branded&#8221; mean the card must have a Visa/Mastercard logo on the card?</p>
<p>Would appreciate some clarification on this.</p>
]]></content:encoded>
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		<title>By: slash</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15270</link>
		<dc:creator>slash</dc:creator>
		<pubDate>Thu, 31 Jan 2008 17:25:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15270</guid>
		<description>I am really interested how this issue is going to be turned out. Moreover, I hope to get an answer to the question soon...</description>
		<content:encoded><![CDATA[<p>I am really interested how this issue is going to be turned out. Moreover, I hope to get an answer to the question soon&#8230;</p>
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		<title>By: Jason</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15254</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Fri, 04 Jan 2008 04:11:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15254</guid>
		<description>If 2.5 million people call the attorneys to verbally confirm, the law firm's billable hours are going to eat away nearly all the settlement funds, and consumers will receive next to nothing. 

The lawyers get 100% reimbursement (or 150%!) and we will get partial refunds. No wonder everyone hates lawyers.

OK, so I'm one of those people who lived abroad and got royally screwed by MasterCard for years and years. Just give me my $25 and let me get on with my life.</description>
		<content:encoded><![CDATA[<p>If 2.5 million people call the attorneys to verbally confirm, the law firm&#8217;s billable hours are going to eat away nearly all the settlement funds, and consumers will receive next to nothing. </p>
<p>The lawyers get 100% reimbursement (or 150%!) and we will get partial refunds. No wonder everyone hates lawyers.</p>
<p>OK, so I&#8217;m one of those people who lived abroad and got royally screwed by MasterCard for years and years. Just give me my $25 and let me get on with my life.</p>
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		<title>By: Ricky</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15248</link>
		<dc:creator>Ricky</dc:creator>
		<pubDate>Thu, 27 Dec 2007 02:01:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15248</guid>
		<description>It's legitimate, read it from reputable sources:
&lt;a href="http://www.msnbc.msn.com/id/22150772/" title="MSNBC" rel="nofollow"&gt;
&lt;a href="http://www.usatoday.com/money/industries/banking/2007-12-07-card-settlement-foreign_N.htm" title="USA Today" rel="nofollow"&gt;
&lt;a href="http://credit.about.com/b/2007/12/21/ccfsettlement-is-not-a-scam.htm" title="About.com" rel="nofollow"&gt; 

They all mention CCFSettlement.</description>
		<content:encoded><![CDATA[<p>It&#8217;s legitimate, read it from reputable sources:<br />
<a href="http://www.msnbc.msn.com/id/22150772/" title="MSNBC" rel="nofollow"><br />
</a><a href="http://www.usatoday.com/money/industries/banking/2007-12-07-card-settlement-foreign_N.htm" title="USA Today" rel="nofollow"><br />
</a><a href="http://credit.about.com/b/2007/12/21/ccfsettlement-is-not-a-scam.htm" title="About.com" rel="nofollow"> </p>
<p>They all mention CCFSettlement.</a></p>
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		<title>By: Jeff</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15234</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Fri, 21 Dec 2007 02:36:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15234</guid>
		<description>I wanted to share what I have done with this suit.  I called the phone # on the back of my 2 credit cards, asked for back statements for the CCF foreign transaction fees settlement.  In both cases I was asked how far back I wanted to go.  In one case my card said Member Since 04, so I did 04; the other was much older so I just went back to 2001 (I've read elsewhere that's often how far back electronic records go).

One bank asked to confirm mailing address, the other was happy with what they had.  It was very painless, took about 5 minutes in each case, as the form they have to fill out to request the records seems to be one year at a time.  They said statements would arrive in the mail in 7-10 business days.  Once I get the statements I'll see whether itemizing is worthwhile (likely for me).</description>
		<content:encoded><![CDATA[<p>I wanted to share what I have done with this suit.  I called the phone # on the back of my 2 credit cards, asked for back statements for the CCF foreign transaction fees settlement.  In both cases I was asked how far back I wanted to go.  In one case my card said Member Since 04, so I did 04; the other was much older so I just went back to 2001 (I&#8217;ve read elsewhere that&#8217;s often how far back electronic records go).</p>
<p>One bank asked to confirm mailing address, the other was happy with what they had.  It was very painless, took about 5 minutes in each case, as the form they have to fill out to request the records seems to be one year at a time.  They said statements would arrive in the mail in 7-10 business days.  Once I get the statements I&#8217;ll see whether itemizing is worthwhile (likely for me).</p>
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		<title>By: DIG</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15182</link>
		<dc:creator>DIG</dc:creator>
		<pubDate>Tue, 11 Dec 2007 03:08:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15182</guid>
		<description>It never asked me for my ss or credit card number.
It only asks for cc # if corporate.
I snoped this too and as Bruce and John above said, it is legit.</description>
		<content:encoded><![CDATA[<p>It never asked me for my ss or credit card number.<br />
It only asks for cc # if corporate.<br />
I snoped this too and as Bruce and John above said, it is legit.</p>
]]></content:encoded>
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		<title>By: Bruce D</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15180</link>
		<dc:creator>Bruce D</dc:creator>
		<pubDate>Mon, 10 Dec 2007 22:48:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15180</guid>
		<description>THIS EMAIL IS DIRECT FROM THE US DISTRICT COUT IN PHILADELPHIA

John_Zingo@paed.uscourts.gov  
Date: Mon, 10 Dec 2007 12:35:35 -0500 
    
This is a valid case out of the Southern District of NY 
a Philadelphia firm was appointed to make the distribution 

John Zingo
Financial Manager
USDC, ED of PA
267-299-7106</description>
		<content:encoded><![CDATA[<p>THIS EMAIL IS DIRECT FROM THE US DISTRICT COUT IN PHILADELPHIA</p>
<p><a href="mailto:John_Zingo@paed.uscourts.gov">John_Zingo@paed.uscourts.gov</a><br />
Date: Mon, 10 Dec 2007 12:35:35 -0500 </p>
<p>This is a valid case out of the Southern District of NY<br />
a Philadelphia firm was appointed to make the distribution </p>
<p>John Zingo<br />
Financial Manager<br />
USDC, ED of PA<br />
267-299-7106</p>
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		<title>By: Jeff In Ohio</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15178</link>
		<dc:creator>Jeff In Ohio</dc:creator>
		<pubDate>Mon, 10 Dec 2007 21:20:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15178</guid>
		<description>Went to the website and entered my ID #. When I clicked submit it had my name,address etc. already there. Also called the 800 # and it outlined all options available to you.</description>
		<content:encoded><![CDATA[<p>Went to the website and entered my ID #. When I clicked submit it had my name,address etc. already there. Also called the 800 # and it outlined all options available to you.</p>
]]></content:encoded>
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		<title>By: Dean</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15168</link>
		<dc:creator>Dean</dc:creator>
		<pubDate>Mon, 10 Dec 2007 10:41:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15168</guid>
		<description>I'm wondering if I sign my name and send it in, will Visa or Mastercard double my interest rates or penalize me in any way?</description>
		<content:encoded><![CDATA[<p>I&#8217;m wondering if I sign my name and send it in, will Visa or Mastercard double my interest rates or penalize me in any way?</p>
]]></content:encoded>
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		<title>By: Bob</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15158</link>
		<dc:creator>Bob</dc:creator>
		<pubDate>Sun, 09 Dec 2007 17:39:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-15158</guid>
		<description>I came to this site because I too was wondering about the possibility of this being a scam.  I figured I'd fill out the form on-line, save myself a stamp and an envelope, but the web site version wanted the last four digits of my SS# and the credit card account number.  Even if I were inclined to give the cc#, I have no idea which card (credit or ATM) I might have used.  It is very strange that they would not provide that info in the mailing (obviously my information came from somewhere, so it's probably in a database that they have).

Solution?  Use the easy refund form which merely asks for the date and my signature.  As someone said above, they already have my name and address, what good is my signature going to do?  (And I can't imagine that I'm actually entitled to $25, let alone a larger sum.  Free money, I'll take it.)</description>
		<content:encoded><![CDATA[<p>I came to this site because I too was wondering about the possibility of this being a scam.  I figured I&#8217;d fill out the form on-line, save myself a stamp and an envelope, but the web site version wanted the last four digits of my SS# and the credit card account number.  Even if I were inclined to give the cc#, I have no idea which card (credit or ATM) I might have used.  It is very strange that they would not provide that info in the mailing (obviously my information came from somewhere, so it&#8217;s probably in a database that they have).</p>
<p>Solution?  Use the easy refund form which merely asks for the date and my signature.  As someone said above, they already have my name and address, what good is my signature going to do?  (And I can&#8217;t imagine that I&#8217;m actually entitled to $25, let alone a larger sum.  Free money, I&#8217;ll take it.)</p>
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		<title>By: Trace</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14993</link>
		<dc:creator>Trace</dc:creator>
		<pubDate>Sat, 08 Dec 2007 21:22:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14993</guid>
		<description>Why think it's a scam?  I did get the notice, and I'm racking my brain trying to think of when I used a credit card out of the country.  In the time stated on this form, I know I went up into Canada twice for day trips when some relatives were over from England in 1998 and 1999, but usually I take cash, so I assume I must have use a CC but to remember something that trivial from almost ten years ago it difficult at best.  Obviously my name is on the list for some reason, but I'd feel much better if I could really remember details.</description>
		<content:encoded><![CDATA[<p>Why think it&#8217;s a scam?  I did get the notice, and I&#8217;m racking my brain trying to think of when I used a credit card out of the country.  In the time stated on this form, I know I went up into Canada twice for day trips when some relatives were over from England in 1998 and 1999, but usually I take cash, so I assume I must have use a CC but to remember something that trivial from almost ten years ago it difficult at best.  Obviously my name is on the list for some reason, but I&#8217;d feel much better if I could really remember details.</p>
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		<title>By: bruce d</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14960</link>
		<dc:creator>bruce d</dc:creator>
		<pubDate>Sat, 08 Dec 2007 17:38:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14960</guid>
		<description>I just ran a zip code check 19105 which is for Norwood PA (way out past the airport) also find it peculiar that "Do Not Contact cort, defendant or bank" on bottom of first page.</description>
		<content:encoded><![CDATA[<p>I just ran a zip code check 19105 which is for Norwood PA (way out past the airport) also find it peculiar that &#8220;Do Not Contact cort, defendant or bank&#8221; on bottom of first page.</p>
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		<title>By: bruce d</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14958</link>
		<dc:creator>bruce d</dc:creator>
		<pubDate>Sat, 08 Dec 2007 17:18:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14958</guid>
		<description>Mapquest check out is a great idea EXCEPT return address is a PO Box number POB 290 Phil PA 19105-0290</description>
		<content:encoded><![CDATA[<p>Mapquest check out is a great idea EXCEPT return address is a PO Box number POB 290 Phil PA 19105-0290</p>
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		<title>By: jb</title>
		<link>http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14928</link>
		<dc:creator>jb</dc:creator>
		<pubDate>Sat, 08 Dec 2007 07:30:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.travelfinances.com/blog/index.php/2007/12/05/ccf-settlement-tidal-wave/#comment-14928</guid>
		<description>Are you people goofy?  this is a ligit letter and offer.  The settlement is real.  obviously if the $25 option does not request more that your name and address (the info they already have about you), then you have nothing to lose.  They only want your credit card #s if it is a corporate acct.  If you read the instructions, the settlement is an easy $25 refund or is more depending on how many days you spent out of the country, or depending on how much you spent.  You will also notice that it includes info about the attorneys involved, and there is an address where they can be reached.  There are also websites and phone numbers to follow up.  All located on the forms you received, and now question.

I mean, if you have doubts, there are ways to check this out without getting yourself all hot.  For example, check the return address.  Is it actually the courthouse address? (mapquest it if you have to). 

Seeing that so many people are getting these, don't you think it would be on the news if it were a scam?

People always jump to conclusions.</description>
		<content:encoded><![CDATA[<p>Are you people goofy?  this is a ligit letter and offer.  The settlement is real.  obviously if the $25 option does not request more that your name and address (the info they already have about you), then you have nothing to lose.  They only want your credit card #s if it is a corporate acct.  If you read the instructions, the settlement is an easy $25 refund or is more depending on how many days you spent out of the country, or depending on how much you spent.  You will also notice that it includes info about the attorneys involved, and there is an address where they can be reached.  There are also websites and phone numbers to follow up.  All located on the forms you received, and now question.</p>
<p>I mean, if you have doubts, there are ways to check this out without getting yourself all hot.  For example, check the return address.  Is it actually the courthouse address? (mapquest it if you have to). </p>
<p>Seeing that so many people are getting these, don&#8217;t you think it would be on the news if it were a scam?</p>
<p>People always jump to conclusions.</p>
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