It’s not uncommon for me to get “best of” questions, such as:

• What is the best travel insurance?
• What is the best debit card?
• What is the best way to exchange currency?
• Where is the best place to get discount airline tickets?

I believe these question do have answers, but I also think that “the best” product or service also varies depending on individual needs. Secondly, while I often have my own opinion regarding what the best product or service is for my own particular situation, I can see other products being better for people in different circumstances. That’s why I’m usually very tentative when answering “best of” questions.

That said, in my experience, the most informative answers to “best of” questions come from communities such as this one. In my view, groups offer the best answers to “best of” questions — the best of the best if you will. That’s why we’re adding a new polling feature to answer frequent “best of” questions. To get things rolling, our first user survey will answer perhaps the most common question I’m asked: “What is the best credit card for international travel?”

A few obvious factors to consider include:

• What kind of travel benefits does the card have?
• Does the card have travel rewards?
• How much does the credit card company charge for foreign currency transactions?
• Can the card holder be charge for dubious DCC transactions?
• How good is the credit card’s customer service — especially when it comes to reporting theft or loss from a foreign country?
• What is the card’s annual fee?

Anyway, you get the idea. Here’s the poll:

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