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Providian was once one of the leading credit card issuers in the United States. Since the merger between Providian and Washington Mutual, policies for card holders have gradually changed. In short, Washington Mutual charges 1% more than Providian charged for foreign transaction fees. While Providian cards were among the most competitive credit cards in the industry for low foreign transaction fees, now they’re just average. Click here for more information.

5 Comments to "Washington Mutual Credit Card Foreign Transaction Fees"
  1. on 27 Mar 2007 at 1:46 pm Posted by: Anonymous

    Washington Mutual is very wicked. they change your billing dates bya couple of days each month, then charge you a $39 fee then they slowly creep up your interest rate. I got my bill the other day and it was at 30%

  2. on 03 Sep 2007 at 4:11 pm Posted by: Pervez Shaik

    Prior to wamu Providian was really a good card. Now my rates are high and my billing cycle is being changed everymonth and my rate is also very high. Easily the worst card in the world and i am paying everything off. Please stay away from wamu.

  3. on 17 Sep 2007 at 11:28 am Posted by: J,W,L   

    My card has been changed several times to different Banks, the intrest just goes up, and up. I do owe the money but I am paying more than the payment and it barley covers the interest, what can I do? I work for little more than min. wadge and they just won’t help me, I have tried several times. Can anyone give me some advise out there? I am getting desprate. It got so high because my brother pased away in a nother state and I had to pay the expences. I am paying but it takes all I have to keep my head above water.

  4. on 17 Sep 2007 at 11:56 am Posted by: gotoS

    look in your local phonebook for Debt Conuselling Agencies. They can help you consolidate your debt, eliminate credit card depts that are too high and save money. good luck!

  5. on 14 Dec 2007 at 3:02 pm Posted by: KWS

    When the card was with Providian there were never any problems. Since the change over to WaMu there have been two upward rate changes - the first doubling the previous rate (when I was current on all payments). Then the constant shifting of payment dates made us late once and the rate went to 30%. We received a notice in December that the “penalty” rate policy went into effect in November!

    We’re paying for their stupidity in the subprime mortgage mess. They will bury you in low-rate offers to hook you, then bump your rates for no reason without notice. I believe that’s called “bait and switch” and is illegal for us average citizens.

 

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