Below is a comparison chart of the International Conversion Fees that some major credit card companies charge. Click here for more information about International Conversion Fees sometimes also called “Foreign Currency Conversion Fees” or “Foreign Transaction Fees.”

If the credit card company unnecessarily charges fees for international purchases made in US dollars, a “YES” is entered below in the “Fee for USD Purchase” column. Both Visa and MasterCard have announced plans to start charging 1% on all foreign purchases in US dollars.

Additionally, Visa and MasterCard are susceptible to “dynamic currency conversion” (DCC) fees charged by merchants which can add 3% or more to the total purchase. AmericanExpress cards cannot have “dynamic currency conversion fees” added.

Special offers from credit cards with Low Conversion Fees.
See the complete list of transaction fee comparisons in the conversion fee directory.
Also check out foreign conversion fee comparisons for debit cards.

This chart will not be updated again. For the most current details about the individual fees that credit cards charge, see the directory.

*Discover Card is NOT widely accepted in other countries but is working to expand acceptance of the card abroad.
**Not Applicable.
***Not all HSBC credit cards are created equal. Some HSBC cards have lower foreign transaction fees than others.
† Chase Bank customers in NY,NJ & CT should add .5% to the fee that Chase Bank adds to the foreign transaciton fee.