Credit Card Foreign Transaction Fee Comparisons

Below is a comparison chart of credit card foreign transaction fees for popular credit cards. Click here for more information about International Conversion Fees sometimes also called "Foreign Currency Conversion Fees" or "Foreign Transaction Fees."

Both the Visa and MasterCard brands have announced plans to start charging fees on all foreign purchases in US dollars. Additionally, Visa and MasterCard are susceptible to "dynamic currency conversion" (DCC) fees charged by merchants which can add 3% or more to the total purchase. AmericanExpress cards cannot have "dynamic currency conversion fees" added.

Card Name (click for details)	Card Issuer & Brand Fee	DCC Fee	Fee for USD Purchase	Total Fee	Travel Rewards	Special Offers
AmEx Blue Sky	2%	NO	NO	2%	Air Miles	Apply Online
AmEx Blue Card	2%	NO	NO	2%	NO	Apply Online
AmEx Gas Rebate Card	2%	NO	NO	2%	5% Gas Rebate	Apply Online
Capital One Platinum Card	0%	0-5%	NO	0-5%	NO	N/A
EverBank Visa Platinum	1%	0-5%	YES	1-6%	NO	N/A
EverBank Extras Program	1%	0-5%	YES	1-6%	Air Miles	N/A
HSBC Union Plus Card	1%	0-5%	YES	1-6%	NO	N/A
HSBC Orchard Bank Card	1%	0-5%	YES	1-6%	NO	N/A
Washington Mutual	1%	0-5%	YES	1-6%	NO	N/A
Bank of America Platinum Card	3%	0-5%	YES	3-8%	NO	N/A
Chase Bank† Perfect Card	3%	0-5%	YES	3-8%	3% Gas Rebate	Apply Online
CitiBank Platinum Card	3%	0-5%	YES	3-8%	NO	N/A
Diner's Club Carte Blanche Card	3%	0-5%	YES	3-8%	NO	N/A
HSBC GM Card	3%	0-5%	YES	3-8%	NO	N/A
US Bank World Perks	3%	0-5%	YES	3-8%	Air Miles	Apply Onlie
MBNA Platinum Card	3%	0-5%	YES	3-8%	NO	N/A
Discover Card* Platinum Gas	NO*	NO*	NO	None*	5% Gas Rebate	Apply Online

Special offers from credit cards with Low Conversion Fees.
See the complete list of transaction fees charged by credit card issuers in the directory.
Also check out foreign conversion fee comparisons for debit cards.

*Discover Card is NOT widely accepted in other countries.
***Not all HSBC credit cards are created equal. Some HSBC cards have lower foreign transaction fees than others.
† Chase Bank customers in NY,NJ & CT should add .5% to the fee that Chase Bank adds to the foreign transaction fee.